Mount Street

Integrated

services

"Mount Street works tirelessly to build strong relationships with our clients and is dedicated to delivering results on every loan and portfolio."

Paul Lloyd – Managing Partner



"Mount Street works tirelessly to build strong relationships with our clients and is dedicated to delivering results on every loan and portfolio."

Paul Lloyd – Managing Partner

Loan Administration, Facility Agent & Security Trustee

Front to back loan servicing solutions

Credit Surveillance, Risk Management & Reporting

Customised loan and portfolio analytics

Underwriting and Due Diligence of Non-Performing Loans

Underwriting and risk assessment services

Non Performing Loan Workout and Restructuring

Ongoing management of distressed debt

CMBS/RMBS Master, Back-Up, Primary & Special Servicing

Structured finance specialist

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Loan Administration, Facility Agent & Security Trustee

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Credit Surveillance, Risk Management & Reporting

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Underwriting and Due Diligence of Non-Performing Loans

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Non Performing Loan Workout and Restructuring

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CMBS/RMBS Master, Back-Up, Primary & Special Servicing

Mount Street offers a comprehensive range of services across the commercial real estate sector. Our team of real estate professionals, together with our ongoing investment in technology, enable us to provide solutions that suit the individual requirements of our clients

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Loan Administration, Facility Agent and Trustee
  • Relationship management with borrowers, creditors and stakeholders
  • Credit reviews, business plan management, covenant monitoring, credit risk and surveillance
  • Pre- closing and post-closing collaboration with comprehensive review of finance documents, fraud prevention checks
  • Cash management, payment processing, escrow and reserve account management
  • Loan administration, loan and transaction level audits

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Credit Surveillance, Risk Management and Reporting
  • Comprehensive risk management, credit surveillance with detailed  loan level commentary
  • Customised reporting at both portfolio and individual asset level, consolidation of loan and property data for transparent reporting
  • Performance analytics, pro-active identification of risk and management of ‘red flags’
  • Review of actual capital and operating expenditure versus business plan
  • Surveillance and maintenance of derivatives at loan and transaction level
  • Reviewing market risk based on jurisdiction and asset class

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Underwriting and Due Diligence of Non Performing Loans
  • Loan underwriting and risk assessment at both debtor and property level
  • Cash flow modelling
  • Data room management and loan file due diligence
  • Debtor credit assessment
  • Development of business plans, loan resolution plans and asset management plans
  • Comprehensive bid analysis and preparation

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Non Performing Loan Workout and Restructurings
  • Evaluation and development of workout scenarios
  • Sourcing external debt and equity capital to fund capital expenditures, collateral preservation and refinancing opportunities
  • Cash flow modelling to create and implement business plans
  • Restructuring of debt positions and borrower entities
  • Negotiations with borrowers and creditors
  • Management of any enforcement process including appointment of receivers, negotiations with court appointed insolvency practitioners and lawyers
  • Maximising investor returns​

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CMBS/RMBS Master, Back-Up, Primary and Special Servicing
  • Identify, monitor and review loan covenants
  • Property inspections, insurance review and payment co-ordination
  • Pre - default and post- default waterfall calculation, cashflow consolidation
  • Negotiations with borrowers and creditors, collaboration with legal counsel, facilitating liquidations, appointment of receivers, and enforcement across European jurisdictions
  • Complete coordination and liaison with transaction parties, note holders and rating agencies